About Helen
There are things nobody tells you.
Nobody told me that when I voluntarily surrendered that car, I was signing something that would follow me. Nobody told me the legal steps. Nobody warned me that the dealer and the lender had sold me a used car at 30% over its real value, with an 18% annual interest rate — while I was pregnant, alone, and trusting them to help me.
They took advantage of me. They did it because I'm Latina, because I was a woman, and because I didn't know what I didn't know.
That was my breaking point.
When I wanted to build my own business and looked for financing, every door was closed. Credit cards: denied. Loans: denied. And that's when I asked myself the question that changed my life:
But why? What does my report actually say? And who put that there?
I started studying on my own. The FCRA. The CROA. Consumer protection laws. Dispute letters. The rights nobody teaches us — the ones banks, dealers, and collections agencies hope we never discover.
Today I'm a single mom of a nearly one-year-old girl.
She is my engine. She's the reason I wake up every day with faith when I'm exhausted. Because for her, I'm everything — and I want to be there to watch her grow. That's why I bet everything on myself and built Rise & Built.
There are still days I'm afraid. Afraid that it won't be enough, that the business won't grow the way I need it to. But I get up anyway. Because I know what I do transforms real lives — and because nobody else is going to build my daughter's future if I don't.
If you're where I was — looking at your credit report without understanding anything, feeling trapped by debts that maybe aren't even fair, with closed doors in front of you —
"You do magic, girl."
It's not magic. It's knowledge. And that knowledge belongs to you too.
I'm here. Not as a company. As someone who lived this, studied it, and learned to fight for her rights.
Let me teach you to defend yours.
Schedule your free 15-minute call