Terms of Service

Rise & Built provides educational programs, digital learning tools, software-based educational resources, workshops, templates, frameworks, community access, and related educational content regarding personal finance and credit literacy.

The Services are designed to help users understand how consumer credit systems generally function and to provide educational resources that users may independently apply to their own circumstances.

Rise & Built does not provide legal advice, financial advice, tax advice, accounting advice, investment advice, credit repair services, debt settlement services, credit counseling services, or consumer reporting agency services.

Users remain solely responsible for evaluating, interpreting, and applying any educational information to their own circumstances.

Rise & Built is an educational platform.

To use the Services, you must:

Certain Services require account creation. You agree to:

The platform may permit users to upload documents, including consumer credit reports, account statements, correspondence, educational worksheets, financial records, and supporting documents.

These documents are uploaded solely to facilitate the user's educational experience and personal organization within the platform.

The user retains responsibility for all decisions concerning such documents.

The Company does not analyze uploaded documents for the purpose of providing individualized credit repair recommendations.

The Company may access uploaded materials solely for: technical support; troubleshooting; platform administration; cybersecurity; fraud prevention; legal compliance; enforcement of these Terms.

Users acknowledge that any educational tools made available through the platform operate as educational resources and do not constitute individualized credit repair services.

All information provided through the Services is educational in nature.

The Services are not intended to replace advice from licensed attorneys, financial advisors, accountants, tax professionals, mortgage professionals, or other qualified professionals.

Users should consult appropriate professionals regarding their specific circumstances.

No educational content should be interpreted as individualized advice.

Rise & Built makes no representations, warranties, or guarantees regarding: credit scores; creditworthiness; lending decisions; financing approvals; mortgage approvals; interest rates; debt reduction; or financial outcomes.

Individual results vary significantly based upon factors outside the Company's control.

Any testimonials, examples, case studies, or user experiences are illustrative only and are not guarantees of future results.

Certain Services are offered on a recurring subscription basis.

By enrolling in a subscription plan, you authorize recurring charges to your designated payment method.

Subscription fees are billed in advance for the applicable billing cycle unless otherwise stated.

Subscriptions automatically renew until cancelled.

Users may cancel in accordance with the Company's Cancellation Policy.

The Company reserves the right to modify pricing upon advance notice.

PLEASE READ THIS SECTION CAREFULLY.

ANY DISPUTE ARISING OUT OF OR RELATING TO THESE TERMS, THE WEBSITE, PLATFORM, PROGRAMS, OR SERVICES SHALL BE RESOLVED EXCLUSIVELY THROUGH BINDING ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (AAA).

Arbitration shall occur on an individual basis. The parties waive any right to trial by jury.

The parties agree that arbitration provides the exclusive mechanism for dispute resolution except where prohibited by law.

The arbitration shall be conducted in accordance with the applicable AAA Consumer Arbitration Rules.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY CLAIM SHALL BE BROUGHT SOLELY IN YOUR INDIVIDUAL CAPACITY.

YOU WAIVE ANY RIGHT TO PARTICIPATE IN: CLASS ACTIONS; COLLECTIVE ACTIONS; MASS ARBITRATIONS; REPRESENTATIVE ACTIONS.

No arbitrator shall have authority to consolidate claims or preside over any class proceeding.

These Terms shall be governed by and construed under the laws of the State of New York, without regard to conflict-of-law principles.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RISE & BUILT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO THE SERVICES.

THE COMPANY'S AGGREGATE LIABILITY SHALL NOT EXCEED THE TOTAL FEES PAID BY THE USER TO THE COMPANY DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Rise & Built Corp.

Email: info@riseandbuilt.com

Website: riseandbuilt.com